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Charges and fees |
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1. Annual Fees |
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- There is no annual fee for the Uplus Credit/Debit Card and the Uplus Supplementary Card
- OCBC reserves the right to impose an annual fee
- NTUC prevailing monthly membership fees still applies
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2. Card Replacement Fees |
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- For lost and stolen cards - $10
- For damaged cards – No charges
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3. Late Payment Charges |
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- If minimum payment is received after the next Statement Date, a late payment fee of S$55 will be charged
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4. Cash Advance Charges |
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- Cash Advance will be charged a processing fee plus interest
- A processing fee of 6% of the transaction amount or minimum of S$15, whichever is higher, will be charged
- Interest will be levied and calculated on a daily basis at 24% per annum (minimum of S$2.50 per month); 28.92% per annum on the amount withdrawn
(minimum S$2.50) with effect from 1 June 2009
from the "Transaction date" until full payment is made
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5. Retrieval Fees |
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- Requests for copies of sales drafts and statements are subject to the following charges (inclusive of 7% GST):
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- Sales Draft
- Copy - S$15
- Original - S$25
- Statement
- Current to 2 months - FREE
- 3 to 12 months - S$5 per statement
- Above 12 months - S$30 per statement
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6. Administrative Charges |
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- OCBC Rewards Catalogue - S$5
- Credit Refund via Cashier's Order or fund transfer from account to account within OCBC Bank - S$5
- Card Conversion - S$20
- Returned Cheque - S$30
- Returned Interbank GIRO - S$30
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