For life's uncertainties
LUV - exclusive for NTUC members
LUV gives you and your family greater security in times of need with high insurance coverage at a low premium. What's more, you can be protected under this insurance policy up to the age of 702, as long as you remain an NTUC member. You can continue to enjoy insurance coverage under LUV even if you change jobs or are between jobs.
Premium rates for as low as $0.701 per day
Comprehensive insurance coverage against death, disability3 and 30 critical illnesses4
Be protected under LUV Plan for more than 3 consecutive years and enjoy loyalty discounts of up to 10% on the premium
Additional payouts over and above the sum assured in the event of Permanent and Total Disability (PTD before the age of 65)
Hospital cash benefits in the event of hospitalisation5
Premium rate is applicable only to policyholders aged 19 to 45 for sum assured at $100,000 under the Deluxe Plan.
The maximum entry age for you and your spouse is 64 years old. If you take up the policy at or before age 60, you will be covered till 70 years old. If you take up the policy after age 60, you will be covered till 65 years old.
Schedule of losses apply for Permanent and Partial Disability due to an accident.
For Deluxe Plan only. Please refer to NTUC Income website for the list of 30 Critical Illnesses.
Hospital Cash Benefit of $5 for every $10,000 sum assured for each day of hospitalisation in Singapore up to a maximum of 365 days per confinement.
This advertisement is for general information only and is not a contract of insurance. The precise terms, conditions and exclusions of the plans are specified in the Master Policy Contract issued to National Trades Union Congress (NTUC). The cover for this LUV plan will automatically cease upon the termination of the Master Policy Contract by either NTUC Income or NTUC. You should seek advice from a qualified adviser if in doubt. If you choose not to, you will have to take sole responsibility to ensure that this product is appropriate to your financial needs and insurance objectives. This LUV plan does not have any cash value.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact NTUC Income or visit the GIA / LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).